SYLVIE BERGERON COMMERCIAL — Mortgage Broker

Simplify your financing, maximize your opportunities.

Your trusted advisors for your real estate investments, the team at Sylvie Bergeron Commercial Mortgage Brokerage supports you with a comprehensive approach to commercial lending.

  • Construction
  • Commercial & industrial
  • Multi-residential
Over 100 years
of cumulative lending expertise.

Our services

For over 12 years, our team of professionals has been at your service to structure mortgage financings that are high-performing and optimized.

Multifamily residential

Through our network and exclusive lender relationships, obtain the best multi-residential financing terms (5+ units).

Commercial

Our experts from major Canadian banks secure the best financing for offices and commercial buildings.

Industrial

Competitive financing for warehouses, plants and distribution centers, leveraging institutional experience and specialized lenders.

Construction

Turnkey financing for multi-residential, commercial and industrial construction, with tailored, efficient planning.

Owner occupant

Tailored structures for entrepreneurs wishing to own their premises, with financing that can reach 100%.

CMHC

CMHC and MLI Select financing. Our specialists in CMHC structuring find your best solution.

Conventional

Our exclusive agreements give you access to preferred rates and terms with bank and institutional lenders.

Alternative

Short-term or tailored solutions for transactions requiring flexibility and individualized terms.

Our approach

We support real estate investors at every level, from acquisitions to advisory through to tax planning. For each transaction, we help plan your growth and support your real estate financing.

01

Understand

Analyze your objectives, your situation and your opportunities.

02

Structure

Design a tailored strategy together, adapted to your projects.

03

Finance

Secure the best terms for your situation.

04

Support

Ongoing follow-up to create value beyond the acquisition.

Our team

Sylvie Bergeron — Commercial mortgage broker

Sylvie Bergeron

Commercial mortgage broker

About

Sylvie is a graduate of the Chambre immobilière, the Université du Québec à Montréal, the Canadian Securities Institute and HEC Montréal (Université de Montréal).

An experienced real estate investor, she has a unique understanding of the market and her clients’ needs, to whom she offers tailored services and advice.

With a career of over 30 years in banking — including more than 15 years in the commercial sector as a senior account manager — Sylvie has developed strong expertise in financing.

To put this experience to the direct benefit of her clients, she left the banking sector over 12 years ago to practice as a mortgage broker, a role in which she now supports her clients with rigor and passion.

Justin Dubreuil — Commercial mortgage broker

Justin Dubreuil

Commercial mortgage broker

About

Justin holds a Bachelor’s degree in Finance with distinction from HEC Montréal, an MBA in Financial Planning from Université Laval, and a Graduate Diploma (DESS) in Taxation from Université de Sherbrooke.

His commercial financing practice focuses on construction projects and tax optimization for business owners seeking to invest in commercial real estate in Quebec and Ontario.

Whether it’s developing the best tax strategy or structuring new capital contributions through innovative financial arrangements, Justin puts his expertise to work to complete his clients’ projects as efficiently as possible. His desire to support and create value for them fuels his energy and motivation every day.

An investor himself, he fully identifies with his clients’ reality and understands their challenges and concerns. Having also worked on the insurer side for several years, he has an excellent understanding of industry regulation and compliance processes.

Van Pham — Commercial mortgage broker

Van Pham

Commercial mortgage broker

About

Van Pham holds a Finance degree from the University of Ottawa and has over 16 years of experience in real estate financing.

He began his career at First National Financial, where he worked for five years as a commercial analyst. He then joined the Canada Mortgage and Housing Corporation (CMHC), where he worked for 11 years as an underwriter.

With this strong background in financing and real estate project analysis, Van now brings his expertise to clients as a commercial mortgage broker.

His rigorous approach — focused on transparency and finding the best financing solutions — makes him a trusted partner for investors and property owners.

Fabrice Déry — Commercial mortgage broker

Fabrice Déry

Commercial mortgage broker

About

Born in Saguenay, Fabrice is a real estate investor and holds an AMF license.

A real estate investor and developer, he has always been passionate about the field. His active involvement in the domain gives him a solid understanding of the reality and challenges that new market actors face.

His practice as a mortgage broker focuses on multi-residential financing, CMHC structures and counselling new investors in commercial lending. Delivering value to his clients, providing strategic advice and helping them optimize and grow their real estate portfolio are at the heart of his work.

FAQ

Why work with a mortgage broker?

Our role is to put multiple lenders in competition to obtain the most advantageous terms. You gain time, flexibility and negotiating power.

Do you work across Quebec?

Yes, we cover the entire province with a network of institutional, bank and private lenders.

Do you support foreign investors?

Yes, we have the expertise and partnerships needed to structure financing for non-resident investors.

Let’s talk about your project